Retirement is the phase of life in which an individual withdraws from their professional career or employment, typically upon reaching a certain age or after meeting a specific set of criteria. This transition signifies the end of regular work obligations and often involves the full or partial cessation of income-earning activities. Retirement can be voluntary, where individuals choose to stop working, or mandatory, usually dictated by age-related policies. During retirement, individuals may receive income from savings, pensions, social security, or other sources. This period is often associated with leisure, personal pursuits, and spending more time with family and friends, and it may involve adjustments to lifestyle, finances, and social engagement.
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Retirement is not just about the money; it's about enjoying life to the fullest. If you have retirement savings exceeding $333,940, you are already ahead of the national average, according…